Eurasian Journal of Law, Finance and Applied Sciences 5-jild 3-son (2025) · 76–85-betlar

THE DEVELOPMENT OF DIGITAL FINANCIAL SERVICES AND THEIR IMPACT ON THE ECONOMY

Samadov, Oybekjon

DOI: 10.5281/zenodo.15095015 · Manbada o'qish → · PDF (manba serverida)

Annotatsiya

This article analyzes the rapid development of digital financial services in Uzbekistan in recent years and its impact on the national economy across key sectors such as the banking system, fintech companies, government services, electronic payment systems, and related areas. The study employs a review of up-to-date statistics from official reports of the Central Bank and Ministry of Finance, data from major fintech companies, and scholarly sources to provide a comprehensive analysis. The findings indicate that digital finance infrastructure has expanded significantly – for instance, the number of bank cards in circulation grew to 34.2 million in 2022​, and cashless payments have risen steadily (reaching about 58% of GDP by 2022​).

Digital finance, electronic payments, banking sector, fintech, financial inclusion, digitalization, Uzbekistan, economic impact.Raqamli moliya, elektron to‘lovlar, bank tizimi, fintex, moliyaviy inklyuziya, raqamlashtirish, O‘zbekiston, iqtisodiy ta’sir.

Metadata manbasi: jurnal OAI-PMH arxivi · Sindex to'liq matnni saqlamaydi, manbaga havola beradi.