Меҳнат иқтисодиёти ва инсон капитали 3-том 4-сан (2024) · 94-100-беттер
THE OBJECTIVE SOCIO-ECONOMIC NEED FOR CONSUMER CREDITS TO IMPROVE THE WELL-BEING OF THE COUNTRY’S POPULATION
Yakhshimuratova Khasiyat Khudaybergenovna, Яхшимуратова Хасият Худайбергеновна, Yaxshimuratova Xasiyat Xudaybergenovna
Аннотация
This article analyzes the importance of consumer loans for banking activity, the state of development of the type of activity, the role of consumer loans in improving the well-being of the country’s population, i.e., the issues of improving the consumer credit system, the needs of the population and their current monetary income. Conflicts between the possibility of satisfaction are indicated. The article ends with the author’s suggestions and recommendations for the further development of consumer credit.
consumer loan, microloan, microcredit, overdraft loan, credit history, solvency, loan portfolio, financial consumption, consumer loan for goods, education loan, need, welfare.iste’mol krediti,mikroqarz,mikrokredit,overdraft krediti,kredit tarixi, to’lov qobiliyati, kredit portfeli, moliyaviy iste’mol, tovarlar uchun iste’mol krediti, ta’lim krediti, ehtiyoj, farovonlik.потребительский кредит, микрозайм, микрокредит, овердрафт, кредитная история, платежеспособность, кредитный портфель, финансовое потребление, потребительский кредит на товар, образовательный кредит, нужда, благосостояние.
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