Agrobiznes, fan va texnologiyalar Ҷилди 4 № 4 (2026)
Bank faoliyati samaradorligini oshirishda raqamli texnologiyalar ta'sirining ekonometrik tahlili
Сайиткулов, Джахонгир, Sayitqulov, Jahongir, Sayitqulov, Jahongir
Аннотатсия
This article analyzes the importance of digital technologies in improving banking efficiency and their impact on banks' financial performance using econometric methods. The study examines key indicators of banking activity and evaluates the influence of digital infrastructure development on the growth of loan portfolios, deposits, and net profit. The findings demonstrate that the widespread adoption of digital technologies is a key factor in improving the efficiency of the banking system.
banking efficiencydigital infrastructureloan portfoliodepositsnet profitbanking systemfinancial indicatorsdigital transformationdigital technologiesэффективность банковской деятельности
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