Agrobiznes, fan va texnologiyalar Volume 4 Issue 7 (2026)
Ta'lim – moliyaviy savodxonlikni oshirishning asosiy vositasi sifatida: nazariy asoslar va amaliy yondashuvlar
Хамидов, Рушан Эркинович, Hamidov, Rushan Erkinovich, Hamidov, Rushan Erkinovich
Abstract
This article examines, both theoretically and practically, the role of education as a key instrument for improving financial literacy. The essence of the concept of financial literacy and its structural components (financial knowledge, skills, behaviour and attitudes) are analysed; international experience (OECD/INFE, S&P Global FinLit, the PISA financial literacy module) is comparatively studied; and a pedagogical model for developing financial literacy through the system of lifelong education in Uzbekistan is proposed. The findings substantiate the effectiveness of systematic, age-appropriate and practice-oriented educational programmes in enhancing financial literacy.
financial literacylifelong learningfinancial behaviourpedagogical modelcompetencefinancial inclusionOECD/INFEcurriculumeducationфинансовая грамотность
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