Marketing Issue 5 (2025)
THEORETICAL BASIS OF DIVIDEND POLICY IN COMMERCIAL BANKS
Aliyev Gʻulomnozir Maxamatjonovich
Abstract
This article explores the theoretical foundations of dividend policy in commercial banks, emphasizing its alignment with evolving socio -economic conditions. It highlights the importance of managing credit risks, reducing non-performing loans, and developing new strategies to enhance dividend distribution. The study underlines the crucial role of lending in ensuring financial system stability. Furthermore, it presents the author’s proposals for improving financial decision -making and addressing problematic assets in banking operations.
dividenddividend policynon-performing loansbanking operationslending activitiesfinancial decisionsfinancial assetsaccounts receivableaccounts 297 payablenon-financial assets
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