Хорижий лингвистика ва лингводидактика Том 3 (2025)
STATISTICAL ANALYSIS OF FACTORS AFFECTING CREDIT INTEREST RATES IN COMMERCIAL BANKS
Mamatova, Feruza, Маматова, Феруза, Mamatova, Feruza
Аннотация
This thesis analyzes the internal and external factors affecting credit interest rates in commercial banks. Thestudy applies statistical methods to identify the key determinants of interest rate formation and presents empirical resultsbased on the case of Uzbekistan. The findings indicate that the policy rate and inflation play a decisive role in shapingcredit interest rates, providing important implications for banking policy and monetary regulation.
commercial banks; credit interest rates; inflation; regression analysis; policy rate; statistical analysis
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