Яшил иқтисодиёт ва тараққиёт Volume 4 Issue 7 (2026) · pp. 334-340
THE ECONOMIC CHARACTERISTICS OF NON-PERFORMING LOANS AND THEIR IMPLICATIONS FOR BANK OPERATIONAL EFFICIENCY
Rustamov, Jonibek
Abstract
The implications of this research extend beyond the financial sector, offering insights topolicymakers, financial institutions, and economic analysts. A more profound understanding of the interplaybetween non-performing loans and bank operational efficiency holds the potential to inform better riskmanagement practices, foster financial stability, and promote sustainable economic development. This studyunderscores the crucial role of addressing non-performing loans in enhancing the resilience and performanceof banks, thereby contributing to overall economic well-being.
loan, interest rate, credit risk, principal, non-performing loan, bank profitability, financial performance.
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