Илғор иқтисодиёт ва педагогик технологиялар 2-tom 1-san (2025) · 332-339-betler
ANALYZING THE EFFICIENCY OF COMMERCIAL BANKS IN UZBEKISTAN THROUGH THE ROE INDICATOR
Xannayev, Sherzod, Ханнаев, Шерзод, Xannayev, Sherzod
Annotaciya
This article focuses on analyzing the return on equity (ROE) indicator as a key measure of the efficiency of commercial banks in Uzbekistan. The study examines differences in ROE across four types of bank ownership structures for the period 1999-2023. The findings indicate that banks with indirect state ownership had the highest average ROE, whereas those with direct state ownership showed the lowest capital profitability. Private banks exhibited high volatility, suggesting a higher risk profile in their operations. Meanwhile, foreign banks demonstrated a stable level of capital efficiency, with an improving trend in recent years. This research provides insights into policies and strategies aimed at enhancing the efficiency of commercial banks in Uzbekistan.
эффективность банковрентабельность капиталаROEкоммерческие банкифинансовые показателиуправление банкомфинансовый анализбанки Узбекистанаbank efficiencyreturn on equity
Metadata derekkózi: jurnal OAI-PMH arxivi · Sindex tolıq mátindi saqlamaydı, derekkózge silteme beredi.