Илғор иқтисодиёт ва педагогик технологиялар Volume 2 Issue 2 (2025) · pp. 157-162
INTERNATIONAL EXPERIENCE OF APPLYING FINANCIAL TECHNOLOGIES IN COMMERCIAL BANKS' LENDING ACTIVITIES
Sidikov, Bakhodir, Сидиков, Баходир, Сидиков, Баходир
Abstract
The article examines international experience of applying financial technologies (fintech) in lending by commercial banks. Particular attention is paid to the impact of innovative technologies such as artificial intelligence, big data, blockchain and machine learning on the lending process. It discusses how fintech helps to speed up the loan approval process, reduce operational risks and improve customer experience.
fintechlendingartificial intelligenceblockchainbig datacommercial banksinternational experiencetechnologies in the banking sectorфинтехкредитование
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