Илғор иқтисодиёт ва педагогик технологиялар Volume 2 Issue 2 (2025) · pp. 348-352

DIRECTIONS FOR IMPROVING SMALL BUSINESS LENDING MECHANISMS IN UZBEKISTAN

Umarova, Iroda, Умарова, Ирода, Umarova, Iroda

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Abstract

This article analyzes the current state of the credit system for small and medium-sized enterprises (SMEs) in Uzbekistan. Based on international experience and empirical research, the main constraints in SME financing are identified. The paper proposes strategic measures aimed at developing credit information infrastructure, introducing collateral-free lending mechanisms, promoting digital financing tools, and strengthening public guarantee schemes.

small and medium-sized enterprisescredit systemfinancial inclusioncollateral policydigital financingмалый и средний бизнессистема кредитованияфинансовая инклюзиязалоговая политикацифровое финансирование

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Cite

APA 7 
Umarova, Iroda, Умарова, Ирода & Umarova, Iroda (2025). DIRECTIONS FOR IMPROVING SMALL BUSINESS LENDING MECHANISMS  IN UZBEKISTAN. Илғор иқтисодиёт ва педагогик технологиялар, 2(2), 348-352.
GOST R 7.0.5 
Umarova, Iroda, Умарова, Ирода, Umarova, Iroda DIRECTIONS FOR IMPROVING SMALL BUSINESS LENDING MECHANISMS  IN UZBEKISTAN // Илғор иқтисодиёт ва педагогик технологиялар. 2025. Т. 2. № 2. С. 348-352.
BibTeX 
@article{iroda2025,
  author  = {Umarova, Iroda and Умарова, Ирода and Umarova, Iroda},
  title   = {DIRECTIONS FOR IMPROVING SMALL BUSINESS LENDING MECHANISMS  IN UZBEKISTAN},
  journal = {Илғор иқтисодиёт ва педагогик технологиялар},
  year    = {2025},
  volume  = {2},
  number  = {2},
  pages   = {348-352}
}
RIS 
TY  - JOUR
AU  - Umarova, Iroda
AU  - Умарова, Ирода
AU  - Umarova, Iroda
TI  - DIRECTIONS FOR IMPROVING SMALL BUSINESS LENDING MECHANISMS  IN UZBEKISTAN
JO  - Илғор иқтисодиёт ва педагогик технологиялар
PY  - 2025
VL  - 2
IS  - 2
SP  - 348
EP  - 352
ER  -