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DEVELOPMENT OF RETAIL INSURANCE: INTERNATIONAL EXPERIENCE AND IMPLEMENTATION PROSPECTS IN THE REPUBLIC OF UZBEKISTAN
Yuldashev, Akrom, Юлдашев, Акром, Yuldashev, Akrom
Аннотация
This article examines international approaches to the development of retail insurance and explores the potential for their adaptation in the Republic of Uzbekistan. Drawing on the Swiss Re Institute – Global Insurance Outlook 2024 and other key sources, it outlines global trends such as digitalization, embedded insurance, microinsurance, and insurtech. A comparative analysis of Uzbekistan, India, Kenya, and Kazakhstan highlights structural barriers and identifies strategic directions for transforming the Uzbek insurance market, with a focus on inclusivity, innovation, and sustainability.
retail insuranceUzbekistaninternational experiencedigitalizationembedded insurancemicroinsuranceinsurtechinsurance marketрозничное страхованиеУзбекистан
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