Илғор иқтисодиёт ва педагогик технологиялар Volume 2 Issue 3 (2025) · pp. 3-12
WAYS TO INCREASE THE ROLE OF BANK LOANS IN FINANCING INVESTMENT PROJECTS
Mamadiyarov, Zokir, Mukhitdinov, Sidikhoja, Мамадияров, Зокир, Мухитдинов, Сидикхужа, Mamadiyarov, Zokir, Muxitdinov, Sidikxo‘ja
Abstract
This article analyzes the role of bank loans in financing investment projects and the possibilities of increasing their effectiveness. Currently, banks serve as one of the main financial sources in financing investment projects. However, various problems in the financial system, difficulties in assessing risks, high collateral requirements and lack of long-term resources hinder the effective use of bank loans. The article analyzes the sources of financing of investment projects, changes in investments in fixed capital by sources of financing, the dynamics of bank loans within the framework of family entrepreneurship development programs, and the share of loans allocated to entrepreneurial activity through comparative tables. According to the results of the study, scientific proposals and recommendations were developed to expand the participation of bank loans in the investment process and increase the role of bank loans in financing investment projects.
investmentinvestment projectbank loanfinancing of investment projectsriskинвестицииинвестиционный проектбанковский кредитфинансирование инвестиционных проектовриск
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