Илғор иқтисодиёт ва педагогик технологиялар Том 2 № 3 (2025) · с. 200-204
US EXPERIENCE IN FINANCING SMALL BUSINESSES THROUGH COMMERCIAL BANKS
Nematulloyev, Sukhrob, Нематуллоев, Сухроб, Nematulloyev, Suxrob
Аннотация
This article analyzes the experience of the U.S. Small Business Administration (SBA) in financing small business entities through commercial banks. Based on SBA practices such as credit guarantees, interest rate regulation, business development centers, and digital infrastructure, strategic recommendations tailored to Uzbekistan’s context are proposed. These include strengthening credit guarantee systems, launching a digital guarantee portal, establishing advisory centers, regulating interest rates, and improving monitoring systems. The proposed measures aim to enhance the efficiency of small business financing mechanisms in Uzbekistan.
small businessfinancingcommercial banksSBAcredit guaranteeadvisory serviceUzbekistanUSAfinancial inclusionмалый бизнес
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