Innovation science and technologiy Volume 2 Issue 1 (2026)

PROBLEMS FACED BY COMMERCIAL BANKS IN BANK RISK MANAGEMENT AND WAYS TO ADDRESS THEM

Qayimova, Ismigul, Tuxsanov, Eldor

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Abstract

This article analyzes the main problems encountered in the risk management processes of commercial banks. Inparticular, it examines shortcomings in the identification, assessment, and control of credit, liquidity, market, operational,and interest rate risks. The study also highlights issues related to the insufficient implementation of modern riskmanagement systems, low staff qualifications, and the ineffective use of information technologies in banking operations

commercial banks, agrarian sector, financing system, lending mechanism, investment needs, collateral, interest rate policy, risk management, agriculture, financial resources

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Cite

APA 7 
Qayimova, Ismigul & Tuxsanov, Eldor (2026). PROBLEMS FACED BY COMMERCIAL BANKS IN BANK RISK MANAGEMENT AND WAYS TO ADDRESS THEM. Innovation science and technologiy, 2(1).
GOST R 7.0.5 
Qayimova, Ismigul, Tuxsanov, Eldor PROBLEMS FACED BY COMMERCIAL BANKS IN BANK RISK MANAGEMENT AND WAYS TO ADDRESS THEM // Innovation science and technologiy. 2026. Т. 2. № 1.
BibTeX 
@article{ismigul2026,
  author  = {Qayimova, Ismigul and Tuxsanov, Eldor},
  title   = {PROBLEMS FACED BY COMMERCIAL BANKS IN BANK RISK MANAGEMENT AND WAYS TO ADDRESS THEM},
  journal = {Innovation science and technologiy},
  year    = {2026},
  volume  = {2},
  number  = {1}
}
RIS 
TY  - JOUR
AU  - Qayimova, Ismigul
AU  - Tuxsanov, Eldor
TI  - PROBLEMS FACED BY COMMERCIAL BANKS IN BANK RISK MANAGEMENT AND WAYS TO ADDRESS THEM
JO  - Innovation science and technologiy
PY  - 2026
VL  - 2
IS  - 1
ER  -