Innovation science and technologiy Ҷилди 2 № 3 (2026)

WAYS TO IMPROVE BANKING EFFICIENCY IN THE CONDITIONS OF TRANSFORMATION

Babakhanova, Dildora

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Аннотатсия

This article analyzes the main directions for improving the efficiency of commercial banks in the context of thetransformation of the banking system. The study examines the impact of banking system modernization, improvementof bank management, the introduction of digital banking services, and the diversification of banking services on bankingefficiency. In addition, the main financial indicators used to assess bank performance, mechanisms of banking riskmanagement, and modern approaches to improving operational efficiency are analyzed. Based on the research results,scientific and practical recommendations for improving the efficiency of commercial banks during the transformationprocess are proposed.

commercial banks, banking system transformation, banking efficiency, bank management, digital banking services, banking innovations, banking risks, financial stability, operational efficiency, diversification of banking services

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Иқтибос гирифтан

APA 7 
Babakhanova, Dildora (2026). WAYS TO IMPROVE BANKING EFFICIENCY IN THE CONDITIONS OF TRANSFORMATION. Innovation science and technologiy, 2(3).
GOST R 7.0.5 
Babakhanova, Dildora WAYS TO IMPROVE BANKING EFFICIENCY IN THE CONDITIONS OF TRANSFORMATION // Innovation science and technologiy. 2026. Т. 2. № 3.
BibTeX 
@article{dildora2026,
  author  = {Babakhanova, Dildora},
  title   = {WAYS TO IMPROVE BANKING EFFICIENCY IN THE CONDITIONS OF TRANSFORMATION},
  journal = {Innovation science and technologiy},
  year    = {2026},
  volume  = {2},
  number  = {3}
}
RIS 
TY  - JOUR
AU  - Babakhanova, Dildora
TI  - WAYS TO IMPROVE BANKING EFFICIENCY IN THE CONDITIONS OF TRANSFORMATION
JO  - Innovation science and technologiy
PY  - 2026
VL  - 2
IS  - 3
ER  -