Илғор иқтисодиёт ва педагогик технологиялар Volume 2 Issue 4 (2025) · pp. 176-183

IMPROVING THE SYSTEM OF NON-PERFORMING LOAN MANAGEMENT IN BANKS

Khodjayev, Husniddin, Ходжаев, Хусниддин, Xodjayev, Husniddin

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Abstract

This article explores the theoretical and practical aspects of improving non-performing loan (NPL) management systems in commercial banks, considering international practices and the specifics of Uzbekistan’s banking sector. The study analyzes macroeconomic and institutional factors influencing the rise of NPLs and evaluates the role of digitalization and artificial intelligence technologies in enhancing asset recovery and risk mitigation. Practical policy recommendations are proposed to reduce NPL levels and strengthen banking system resilience in Uzbekistan.

non-performing loanscommercial bankscredit riskdigitalizationUzbekistanNPLartificial intelligencefinancial stabilityпроблемная задолженностькоммерческие банки

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Cite

APA 7 
Khodjayev, Husniddin, Ходжаев, Хусниддин & Xodjayev, Husniddin (2025). IMPROVING THE SYSTEM OF NON-PERFORMING LOAN MANAGEMENT IN BANKS. Илғор иқтисодиёт ва педагогик технологиялар, 2(4), 176-183.
GOST R 7.0.5 
Khodjayev, Husniddin, Ходжаев, Хусниддин, Xodjayev, Husniddin IMPROVING THE SYSTEM OF NON-PERFORMING LOAN MANAGEMENT IN BANKS // Илғор иқтисодиёт ва педагогик технологиялар. 2025. Т. 2. № 4. С. 176-183.
BibTeX 
@article{husniddin2025,
  author  = {Khodjayev, Husniddin and Ходжаев, Хусниддин and Xodjayev, Husniddin},
  title   = {IMPROVING THE SYSTEM OF NON-PERFORMING LOAN MANAGEMENT IN BANKS},
  journal = {Илғор иқтисодиёт ва педагогик технологиялар},
  year    = {2025},
  volume  = {2},
  number  = {4},
  pages   = {176-183}
}
RIS 
TY  - JOUR
AU  - Khodjayev, Husniddin
AU  - Ходжаев, Хусниддин
AU  - Xodjayev, Husniddin
TI  - IMPROVING THE SYSTEM OF NON-PERFORMING LOAN MANAGEMENT IN BANKS
JO  - Илғор иқтисодиёт ва педагогик технологиялар
PY  - 2025
VL  - 2
IS  - 4
SP  - 176
EP  - 183
ER  -