Илғор иқтисодиёт ва педагогик технологиялар Volume 2 Issue 4 (2025) · pp. 297-304
ANALYSIS OF FACTORS AFFECTING COMMERCIAL BANK PRODUCTS
Khuzhamuratov, Abbos, Хужамуратов, Аббос, Xujamuratov, Abbos
Abstract
Commercial banks' products are continuously evolving in response to new technologies and economic changes. This article analyzes the internal and external factors that influence banking products. It highlights the key differences between traditional, innovative (digital), and green credit products, discussing their characteristics and objectives. Additionally, the article provides strategic recommendations for improving the effectiveness, competitiveness, and customer service of commercial banks’ products.
commercial bankscredit productsinnovative productsgreen creditscompetitivenesseconomic factorstechnological developmentbank strategyкоммерческие банкикредитные продукты
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