Innovation science and technologiy Volume 2 Issue 4 (2026)

DIGITAL TRANSFORMATION OF THE DEVELOPMENT OF THE INSURANCE INSTITUTE

Sherov, Sanjar

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Abstract

This paper examines the digital transformation of the insurance institution from both theoretical and practicalperspectives. The study analyzes the impact of digital technologies (artificial intelligence, Big Data, and online platforms)on the insurance market, focusing on service efficiency, customer interaction, and risk management processes. Basedon the analysis of market indicators for 2020–2025, a steady growth in insurance premiums, investments, and the shareof digital services has been identified. The findings demonstrate that digital transformation serves as a key driver ofinsurance sector development and provide scientific conclusions and practical recommendations for further improvementof the industry.

insurance institution, digital transformation, InsurTech, digital economy, insurance market, digital services, risk management, Big Data, artificial intelligence, financial technologies

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Cite

APA 7 
Sherov, Sanjar (2026). DIGITAL TRANSFORMATION OF THE DEVELOPMENT OF THE INSURANCE INSTITUTE. Innovation science and technologiy, 2(4).
GOST R 7.0.5 
Sherov, Sanjar DIGITAL TRANSFORMATION OF THE DEVELOPMENT OF THE INSURANCE INSTITUTE // Innovation science and technologiy. 2026. Т. 2. № 4.
BibTeX 
@article{sanjar2026,
  author  = {Sherov, Sanjar},
  title   = {DIGITAL TRANSFORMATION OF THE DEVELOPMENT OF THE INSURANCE INSTITUTE},
  journal = {Innovation science and technologiy},
  year    = {2026},
  volume  = {2},
  number  = {4}
}
RIS 
TY  - JOUR
AU  - Sherov, Sanjar
TI  - DIGITAL TRANSFORMATION OF THE DEVELOPMENT OF THE INSURANCE INSTITUTE
JO  - Innovation science and technologiy
PY  - 2026
VL  - 2
IS  - 4
ER  -