Innovation science and technologiy 2-том 5-сан (2026)
MECHANISMS FOR FORMING AND IMPLEMENTING INVESTMENT POLICY OF COMMERCIAL BANKS
Abduvaliyev, Sanjar
Аннотация
This article provides a scientific and practical analysis of the mechanisms for the formationand implementation of investment policy of commercial banks. In particular, the role of banks’ investmentactivities in the development of the economy, the principles of investment portfolio formation, strategic andtactical aspects of its management are highlighted. Also, the types of investment portfolios, their characteristicsin terms of profitability and risk level, and factors affecting the effectiveness of investment policy are consideredin detail. The article develops scientific conclusions and practical proposals aimed at increasing the investmentactivity of commercial banks, diversifying the investment portfolio, and effectively managing financial risks.
commercial banks, investment policy, investment portfolio, financial risks, diversification, liquidity, profitability, investment activity, securities, banking strategy.
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