Innovation science and technologiy Том 2 № 5 (2026)
MODERN TRENDS AND EFFICIENCY OF LENDING TO AGRICULTURAL PRODUCERS IN UZBEKISTAN
Shamshetova, Gulraushan
Аннотация
This article analyzes the trends, structure, and efficiency of lending to agricultural producers inthe Republic of Uzbekistan. An analytical review of the dynamics of credit investments in the agricultural sectoris conducted, identifying the main factors affecting access to financial resources. Key challenges, such as highborrowing costs, production seasonality, insufficient collateral, and limited access to financing for small farmers,are highlighted. Proposals are developed to improve the efficiency of the lending system and to strengthenstate support mechanisms.
agriculture, lending, agrarian sector, financial support, microfinance, leasing, state policy, efficiency, investment
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