Илғор иқтисодиёт ва педагогик технологиялар 2-том 4-сан (2025) · 491-498-беттер
ANALYSIS AND PROSPECTS OF ALTERNATIVE FINANCE ECOSYSTEM DEVELOPMENT INSTRUMENTS IN UZBEKISTAN
Tojiboyev, Xurshidbek, Dadabaev, Umidjon, Abdushukurova, Madinabonu, Тажибоев, Хуршидбек, Дадабаев, Умиджон, Абдушукурова, Мадинабону, Tojiboyev, Xurshidbek, Dadabaev, Umidjon, Abdushukurova, Madinabonu
Аннотация
The article analyzes the ecosystem of alternative finance in the Republic of Uzbekistan and examines its main instruments. In recent years, increasing attention has been paid to microfinance, crowdfunding, peer-to-peer (P2P) lending, social investments, and Islamic finance as tools to promote economic diversification and financial inclusion. The study highlights the current state, opportunities, and challenges of developing these instruments in Uzbekistan. Moreover, development scenarios of the alternative financial system under different market conditions are proposed, and the potential integration of crowdfunding with Islamic finance is explored.
alternative financefinancial inclusioncrowdfundingP2P lendingmicrofinancesocial investmentIslamic financeальтернативные финансыфинансовая инклюзиякраудфандинг
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