Илғор иқтисодиёт ва педагогик технологиялар 2-tom 5-san (2025) · 501-506-betler
INTERNATIONAL EXPERIENCES IN DIVERSIFICATION THE RESOURCE BASE OF COMMERCIAL BANKS AND ENSURING CAPITAL ADEQUACY
Abdurakhmonov, Akmal, Абдурахмонов, Акмал, Abduraxmonov, Akmal
Annotaciya
This article examines the structure of resource bases and capital adequacy mechanisms in major international commercial banks, with a focus on JPMorgan Chase and Wells Fargo. The analysis reveals that deposits remain the primary source of funding, while long-term liabilities and shareholder equity play a crucial role in ensuring financial stability. The Basel Committee’s capital adequacy standards serve as an essential benchmark, enhancing banks’ capacity to absorb risks. The findings are of practical relevance for Uzbekistan’s banking sector in terms of diversifying resource bases, optimizing capital structure, and strengthening liquidity management.
commercial banksresource basecapital adequacydepositslong-term liabilitiesBasel Committeefinancial stabilityкоммерческие банкиресурсная базадостаточность капитала
Metadata derekkózi: jurnal OAI-PMH arxivi · Sindex tolıq mátindi saqlamaydı, derekkózge silteme beredi.