Innovation science and technologiy Ҷилди 2 № 8 (2026) · Саҳифаҳои 100-106

MODERN FINTECH SOLUTIONS AS A TOOL FOR EXPANDING FINANCIAL INCLUSION IN THE MICROFINANCE SECTOR OF THE REPUBLIC OF UZBEKISTAN

Alimova, Aziza

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Аннотатсия

The development of fintech technologies creates broad opportunities to expand access to modern microfinanceservices for individuals and small businesses. In Uzbekistan, the digitalization of the banking sector contributes tostrengthening financial inclusion, improving the quality of microfinance products, and optimizing transaction costs. Thearticle examines the role of digital platforms, online scoring, mobile banking, and alternative data sources in enhancingthe accessibility and efficiency of microfinance services. The study presents an analysis of current trends and prospectsfor the development of the fintech ecosystem and identifies key areas for further improvement of digital instruments in themicrofinance sector of the Republic of Uzbekistan.

fintech, microfinance, digital transformation, financial inclusion, online scoring, mobile banking, digital platforms.

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Иқтибос гирифтан

APA 7 
Alimova, Aziza (2026). MODERN FINTECH SOLUTIONS AS A TOOL FOR EXPANDING FINANCIAL INCLUSION IN THE MICROFINANCE SECTOR OF THE REPUBLIC OF UZBEKISTAN. Innovation science and technologiy, 2(8), 100-106.
GOST R 7.0.5 
Alimova, Aziza MODERN FINTECH SOLUTIONS AS A TOOL FOR EXPANDING FINANCIAL INCLUSION IN THE MICROFINANCE SECTOR OF THE REPUBLIC OF UZBEKISTAN // Innovation science and technologiy. 2026. Т. 2. № 8. С. 100-106.
BibTeX 
@article{aziza2026,
  author  = {Alimova, Aziza},
  title   = {MODERN FINTECH SOLUTIONS AS A TOOL FOR EXPANDING FINANCIAL INCLUSION IN THE MICROFINANCE SECTOR OF THE REPUBLIC OF UZBEKISTAN},
  journal = {Innovation science and technologiy},
  year    = {2026},
  volume  = {2},
  number  = {8},
  pages   = {100-106}
}
RIS 
TY  - JOUR
AU  - Alimova, Aziza
TI  - MODERN FINTECH SOLUTIONS AS A TOOL FOR EXPANDING FINANCIAL INCLUSION IN THE MICROFINANCE SECTOR OF THE REPUBLIC OF UZBEKISTAN
JO  - Innovation science and technologiy
PY  - 2026
VL  - 2
IS  - 8
SP  - 100
EP  - 106
ER  -