Илғор иқтисодиёт ва педагогик технологиялар 2-том 5-нөмір (2025) · 731-736-беттер
Issues of Improving Deposit and Credit Services of Commercial Banks: Problems and Solutions
Melikov, Otabek, Меликов, Отабек, Melikov, Otabek
Аңдатпа
This article analyzes the adequacy of commercial banks' deposit base, the factors affecting it, the alignment of maturities, interest rates, and volumes between bank deposits and loans, as well as the growth trends of deposits and loans. The causes of the transformation risk associated with bank deposits and credits have been examined. Furthermore, practical proposals and recommendations have been developed regarding existing problems in bank credit services and their solutions
depositcredittransformation riskdefault riskstability of the deposit baseloan portfoliocredit policyдепозиткредитриск трансформации
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