Илғор иқтисодиёт ва педагогик технологиялар Том 2 № 5 (2025) · с. 737-746
DEVELOPMENT OF MODERN BANKING PRODUCTS BASED ON CUSTOMER DEMAND AND THEIR EFFECTIVENESS
Xujamuratov, Abbos, Хужамуратов, Аббос, Xujamuratov, Abbos
Аннотация
This article examines the development of modern banking products based on customer demand and the improvement of their efficiency. It analyzes the implementation of innovative technologies in the banking sector, such as biometric identification, artificial intelligence, Big Data, the Internet of Things (IoT), and digital platforms. The study highlights that digital transformation enhances the quality of banking services, strengthens data security, and increases customer trust.
modern banking productsdigitalizationartificial intelligencebiometric securityBig Datacustomer demandinnovationsсовременные банковские продуктыцифровизацияискусственный интеллект
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