Илғор иқтисодиёт ва педагогик технологиялар Volume 2 Issue 6 (2025) · pp. 100-105
WAYS TO STRENGTHEN THE COMPETITIVENESS OF THE BANKING SYSTEM THROUGH THE DEVELOPMENT OF DIGITAL CULTURE AND HUMAN CAPITAL
Khushvaktov, Nodirbek, Хушвактов, Нодирбек, Xushvaqtov, Nodirbek
Abstract
This article analyzes the ways to strengthen the competitiveness of the banking system through the development of digital culture and human capital potential. The study compares the experience of banks in Singapore, the United Kingdom, and South Korea with the current practice in Uzbekistan. The results reveal that the integration of digital culture and human capital is a key factor in enhancing the efficiency of banking services and ensuring sustainable competitiveness.
digital culturehuman capitalbanking systemcompetitivenessdigital transformationinnovationцифровая культурачеловеческий капиталбанковская системаконкурентоспособность
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