Илғор иқтисодиёт ва педагогик технологиялар 2-tom 6-san (2025) · 312-318-betler
BANKING RISKS IN FORMING GREEN CREDIT PORTFOLIOS AND STRATEGIES FOR THEIR MANAGEMENT
Kilicheva, Kamola, Киличева, Камола, Kilicheva, Kamola
Annotaciya
This article examines the key risks faced by banks in forming green credit portfolios and identifies effective strategies for risk management. Drawing on international experience, the study analyzes the nature of credit, climate, transition, technological, operational, market, and greenwashing risks. The findings demonstrate that green loans possess a more complex risk profile compared to traditional lending and require the implementation of environmental taxonomies, energy-efficiency certification, independent audits, and state-supported financing mechanisms. For Uzbekistan, adopting these tools can improve the quality of bank credit portfolios, reduce environmental risks, and accelerate the country’s green economic transition.
green lendingbanking risksclimate risktransition riskgreenwashingESGenvironmental taxonomyrisk managementsustainable financeзелёное кредитование
Metadata derekkózi: jurnal OAI-PMH arxivi · Sindex tolıq mátindi saqlamaydı, derekkózge silteme beredi.