Илғор иқтисодиёт ва педагогик технологиялар Volume 2 Issue 6 (2025) · pp. 533-537
WAYS TO IMPROVE THE QUALITY OF COMMERCIAL BANKS' LOANS
Melikov, Otabek, Меликов, Отабек, Melikov, Otabek
Abstract
This article discusses the problem loans (NPL) in the banking system, their characteristics, accounting and statistics, the correct calculation of reserves for them, the state of reserves created against possible losses on loans in Germany Deutsche Bank, and proposals and recommendations for improving the bank's loan portfolio.
NPLproblem loanscredit riskloan portfolioloan policyПКРпроблемные кредитыкредитный рисккредитный портфелькредитная политика
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