Илғор иқтисодиёт ва педагогик технологиялар Ҷилди 3 № 1 (2026) · Саҳифаҳои 296-308
ANALYSIS OF FOREIGN EXPERIENCE IN THE DEVELOPMENT OF INNOVATIVE LENDING MODELS
Abdullaeva, Shakhlo, Rahimbekov, Abdullobek, Абдуллаева, Шахло, Рахимбеков, Абдуллобек, Abdullaeva, Shaxlo, Rahimbekov, Abdullobek
Аннотатсия
The article notes the need to improve the lending activities of commercial banks based on the introduction of digital technologies in the process of assessing the creditworthiness of potential borrowers. An analysis of innovative lending models in foreign countries is presented, issues of managing credit activities and credit risks, the main directions of development of digitalization of banking activities are considered
creditcreditworthinesscommercial bankborrowerfinancial stabilityventure fundcrowdlendingcrowdfundingP2P lendingFinTech
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