Илғор иқтисодиёт ва педагогик технологиялар Volume 3 Issue 3 (2026) · pp. 35-41
THE IMPACT OF PUBLIC FINANCE AND INTERNATIONAL LOANS ON THE EDUCATION SYSTEM: EFFICIENCY ANALYSIS
Mamatraimova, Gulnoza, Маматраимова, Гульноза, Mamatraimova, Gulnoza
Abstract
This article examines the impact of public finance and international credit resources on the education system through a comprehensive analytical approach. The study substantiates the role of financial mechanisms in improving educational quality, developing infrastructure, and fostering human capital formation. Particular attention is given to evaluating the effectiveness of international loans provided by financial institutions and their integration into national education systems. The findings indicate that diversification of funding sources contributes to the sustainable development of education; however, the efficiency of resource utilization largely depends on the effectiveness of governance frameworks. The paper also proposes evidence-based recommendations aimed at enhancing financial efficiency in the education sector
public financeinternational creditseducation systemfinancial efficiencyhuman capitaleducational infrastructureinvestmenteconomic developmentгосударственные финансымеждународные кредиты
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