Илғор иқтисодиёт ва педагогик технологиялар Ҷилди 3 № 3 (2026) · Саҳифаҳои 388-394

FACTORS AFFECTING THE CRISIS IN COMMERCIAL BANKS

Moydinov, Muhammadsardor, Мойдинов, Мухаммадсардор, Mo‘ydinov, Muhammadsardor

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Аннотатсия

The article provides a scientific analysis of the main factors influencing the emergence of crisis situations in commercial banks. It substantiates that a banking crisis is directly related to the quality of the loan portfolio, liquidity, capital adequacy, deposit stability, interest rate risk and currency risk. Based on statistical data on the banking system of Uzbekistan for 2024-2025, the article analyzes non-performing loans, assets, deposits and capital indicators. The findings show that assessing crisis risk in commercial banks should rely not on separate indicators, but on a comprehensive risk management approach

commercial banksbanking crisisnon-performing loansliquiditycapital adequacydepositsfinancial stabilityrisk managementкоммерческие банкибанковский кризис

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Иқтибос гирифтан

APA 7 
Moydinov, Muhammadsardor, Мойдинов, Мухаммадсардор & Mo‘ydinov, Muhammadsardor (2026). FACTORS AFFECTING THE CRISIS IN COMMERCIAL BANKS. Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 388-394.
GOST R 7.0.5 
Moydinov, Muhammadsardor, Мойдинов, Мухаммадсардор, Mo‘ydinov, Muhammadsardor FACTORS AFFECTING THE CRISIS IN COMMERCIAL BANKS // Илғор иқтисодиёт ва педагогик технологиялар. 2026. Т. 3. № 3. С. 388-394.
BibTeX 
@article{muhammadsardor2026,
  author  = {Moydinov, Muhammadsardor and Мойдинов, Мухаммадсардор and Mo‘ydinov, Muhammadsardor},
  title   = {FACTORS AFFECTING THE CRISIS IN COMMERCIAL BANKS},
  journal = {Илғор иқтисодиёт ва педагогик технологиялар},
  year    = {2026},
  volume  = {3},
  number  = {3},
  pages   = {388-394}
}
RIS 
TY  - JOUR
AU  - Moydinov, Muhammadsardor
AU  - Мойдинов, Мухаммадсардор
AU  - Mo‘ydinov, Muhammadsardor
TI  - FACTORS AFFECTING THE CRISIS IN COMMERCIAL BANKS
JO  - Илғор иқтисодиёт ва педагогик технологиялар
PY  - 2026
VL  - 3
IS  - 3
SP  - 388
EP  - 394
ER  -