Илғор иқтисодиёт ва педагогик технологиялар Том 3 № 3 (2026) · с. 862-866

ANALYSIS OF LENDING PRACTICES IN RISK ASSESSMENT IN COMMERCIAL BANKS OF UZBEKISTAN

Kudaybergenova, Guzal, Кудайбергенова, Гузал, Kudaybergenova, Guzal

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Аннотация

This article analyzes the features of lending practices in assessing risks in commercial banks of Uzbekistan. The study examines the quality of the loan portfolio, the level of non-performing loans (NPLs), and the effectiveness of scoring and monitoring mechanisms used in credit risk assessment. The findings substantiate the need to improve risk assessment and management systems in lending processes, reduce the share of NPLs, and strengthen the financial stability of banks

commercial bankslending practicescredit risknon-performing loans (NPLs)loan portfoliorisk assessmentscoring systemfinancial stabilityкоммерческие банкикредитная практика

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APA 7 
Kudaybergenova, Guzal, Кудайбергенова, Гузал & Kudaybergenova, Guzal (2026). ANALYSIS OF LENDING PRACTICES IN RISK ASSESSMENT IN  COMMERCIAL BANKS OF UZBEKISTAN. Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 862-866.
GOST R 7.0.5 
Kudaybergenova, Guzal, Кудайбергенова, Гузал, Kudaybergenova, Guzal ANALYSIS OF LENDING PRACTICES IN RISK ASSESSMENT IN  COMMERCIAL BANKS OF UZBEKISTAN // Илғор иқтисодиёт ва педагогик технологиялар. 2026. Т. 3. № 3. С. 862-866.
BibTeX 
@article{guzal2026,
  author  = {Kudaybergenova, Guzal and Кудайбергенова, Гузал and Kudaybergenova, Guzal},
  title   = {ANALYSIS OF LENDING PRACTICES IN RISK ASSESSMENT IN  COMMERCIAL BANKS OF UZBEKISTAN},
  journal = {Илғор иқтисодиёт ва педагогик технологиялар},
  year    = {2026},
  volume  = {3},
  number  = {3},
  pages   = {862-866}
}
RIS 
TY  - JOUR
AU  - Kudaybergenova, Guzal
AU  - Кудайбергенова, Гузал
AU  - Kudaybergenova, Guzal
TI  - ANALYSIS OF LENDING PRACTICES IN RISK ASSESSMENT IN  COMMERCIAL BANKS OF UZBEKISTAN
JO  - Илғор иқтисодиёт ва педагогик технологиялар
PY  - 2026
VL  - 3
IS  - 3
SP  - 862
EP  - 866
ER  -