Илғор иқтисодиёт ва педагогик технологиялар Volume 3 Issue 3 (2026) · pp. 935-942

ANALYSIS OF THE CURRENT STATE OF IMPROVEMENT OF CREDIT PROCESSES AND FINANCING IN COMMERCIAL BANKS

Raxmanova, Laylo, Рахманова, Лайло, Raxmanova, Laylo

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Abstract

This article analyzes the improvement of lending processes in commercial banks and the state of financing in modern practice. The study examined the economic significance of lending mechanisms in commercial banks' operations, loan portfolio quality, credit risk management systems, and the development of digital-based lending services. It also examines ongoing reforms in the banking system, the effectiveness of modern scoring systems in loan distribution, remote banking services, and financing mechanisms

commercial bankslending processfinancingcredit policyloan portfoliocredit risksbanking systemdigital banking servicesscoring systemlending mechanism

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Cite

APA 7 
Raxmanova, Laylo, Рахманова, Лайло & Raxmanova, Laylo (2026). ANALYSIS OF THE CURRENT STATE OF IMPROVEMENT OF CREDIT  PROCESSES AND FINANCING IN COMMERCIAL BANKS. Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 935-942.
GOST R 7.0.5 
Raxmanova, Laylo, Рахманова, Лайло, Raxmanova, Laylo ANALYSIS OF THE CURRENT STATE OF IMPROVEMENT OF CREDIT  PROCESSES AND FINANCING IN COMMERCIAL BANKS // Илғор иқтисодиёт ва педагогик технологиялар. 2026. Т. 3. № 3. С. 935-942.
BibTeX 
@article{laylo2026,
  author  = {Raxmanova, Laylo and Рахманова, Лайло and Raxmanova, Laylo},
  title   = {ANALYSIS OF THE CURRENT STATE OF IMPROVEMENT OF CREDIT  PROCESSES AND FINANCING IN COMMERCIAL BANKS},
  journal = {Илғор иқтисодиёт ва педагогик технологиялар},
  year    = {2026},
  volume  = {3},
  number  = {3},
  pages   = {935-942}
}
RIS 
TY  - JOUR
AU  - Raxmanova, Laylo
AU  - Рахманова, Лайло
AU  - Raxmanova, Laylo
TI  - ANALYSIS OF THE CURRENT STATE OF IMPROVEMENT OF CREDIT  PROCESSES AND FINANCING IN COMMERCIAL BANKS
JO  - Илғор иқтисодиёт ва педагогик технологиялар
PY  - 2026
VL  - 3
IS  - 3
SP  - 935
EP  - 942
ER  -