Илғор иқтисодиёт ва педагогик технологиялар Том 3 № 4 (2026) · с. 33-42
MODERN METHODOLOGICAL APPROACHES TO THE COMPREHENSIVE ASSESSMENT OF FINANCIAL RISKS IN COMMERCIAL BANKS
Kholmatov, Sukhrob, Холматов, Сухроб, Xolmatov, Suxrob
Аннотация
This article examines modern methodological approaches to the comprehensive assessment of financial risks in commercial banks. It explores the integrated evaluation of credit, liquidity, market, operational, and capital risks using stress testing, scenario analysis, early warning indicators, and an integral risk index. A comprehensive model is proposed for determining a bank’s overall risk profile and improving risk management decisions.
commercial banksfinancial riskscomprehensive assessmentcredit riskliquidity riskmarket riskstress testingintegral risk indexкоммерческие банкифинансовые риски
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