Innovation science and technologiy Volume 2 Issue 2 (2026)

SPECIFIC ASPECTS OF DIGITALIZING RETAIL LENDING PROCESSES IN COMMERCIAL BANKS

Akhmedova, Dilrabo

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Abstract

Currently, the process of digitalizing retail lending operations is being actively implemented in commercialbanks. This article examines the stages, advantages, and key principles of digitalizing retail lending and analyzes thechanges occurring in retail lending processes as a result of this transformation.

lending, digitalization, lending process, loan portfolio, credit risk, technology, transformation, automation

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Cite

APA 7 
Akhmedova, Dilrabo (2026). SPECIFIC ASPECTS OF DIGITALIZING RETAIL LENDING PROCESSES IN COMMERCIAL BANKS. Innovation science and technologiy, 2(2).
GOST R 7.0.5 
Akhmedova, Dilrabo SPECIFIC ASPECTS OF DIGITALIZING RETAIL LENDING PROCESSES IN COMMERCIAL BANKS // Innovation science and technologiy. 2026. Т. 2. № 2.
BibTeX 
@article{dilrabo2026,
  author  = {Akhmedova, Dilrabo},
  title   = {SPECIFIC ASPECTS OF DIGITALIZING RETAIL LENDING PROCESSES IN COMMERCIAL BANKS},
  journal = {Innovation science and technologiy},
  year    = {2026},
  volume  = {2},
  number  = {2}
}
RIS 
TY  - JOUR
AU  - Akhmedova, Dilrabo
TI  - SPECIFIC ASPECTS OF DIGITALIZING RETAIL LENDING PROCESSES IN COMMERCIAL BANKS
JO  - Innovation science and technologiy
PY  - 2026
VL  - 2
IS  - 2
ER  -