Innovation science and technologiy Ҷилди 2 № 2 (2026)
SPECIFIC ASPECTS OF DIGITALIZING RETAIL LENDING PROCESSES IN COMMERCIAL BANKS
Akhmedova, Dilrabo
Аннотатсия
Currently, the process of digitalizing retail lending operations is being actively implemented in commercialbanks. This article examines the stages, advantages, and key principles of digitalizing retail lending and analyzes thechanges occurring in retail lending processes as a result of this transformation.
lending, digitalization, lending process, loan portfolio, credit risk, technology, transformation, automation
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