Innovation science and technologiy Volume 2 Issue 5 (2026)

STATE OF LENDING TO SMALL BUSINESS PROJECTS IN COMMERCIAL BANKS AND ITS ECONOMICSTATISTICAL ANALYSIS

Norqobilova, Nargiza

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Abstract

This article provides an economic and statistical analysis of the current state of small businessproject lending by commercial banks. The research examines the composition and dynamics of the loan portfolio,as well as changes in loan types over the years. Furthermore, existing problems in the lending mechanism wereidentified, and scientifically based proposals and recommendations were developed for the implementation ofinnovative risk assessment models and the improvement of the financing system.

small business, commercial banks, lending mechanism, economic and statistical analysis, credit risk, investment project, banking ecosystem, scoring models

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Cite

APA 7 
Norqobilova, Nargiza (2026). STATE OF LENDING TO SMALL BUSINESS PROJECTS IN COMMERCIAL BANKS AND ITS ECONOMICSTATISTICAL ANALYSIS. Innovation science and technologiy, 2(5).
GOST R 7.0.5 
Norqobilova, Nargiza STATE OF LENDING TO SMALL BUSINESS PROJECTS IN COMMERCIAL BANKS AND ITS ECONOMICSTATISTICAL ANALYSIS // Innovation science and technologiy. 2026. Т. 2. № 5.
BibTeX 
@article{nargiza2026,
  author  = {Norqobilova, Nargiza},
  title   = {STATE OF LENDING TO SMALL BUSINESS PROJECTS IN COMMERCIAL BANKS AND ITS ECONOMICSTATISTICAL ANALYSIS},
  journal = {Innovation science and technologiy},
  year    = {2026},
  volume  = {2},
  number  = {5}
}
RIS 
TY  - JOUR
AU  - Norqobilova, Nargiza
TI  - STATE OF LENDING TO SMALL BUSINESS PROJECTS IN COMMERCIAL BANKS AND ITS ECONOMICSTATISTICAL ANALYSIS
JO  - Innovation science and technologiy
PY  - 2026
VL  - 2
IS  - 5
ER  -