Innovation science and technologiy Ҷилди 2 № 5 (2026)
STATE OF LENDING TO SMALL BUSINESS PROJECTS IN COMMERCIAL BANKS AND ITS ECONOMICSTATISTICAL ANALYSIS
Norqobilova, Nargiza
Аннотатсия
This article provides an economic and statistical analysis of the current state of small businessproject lending by commercial banks. The research examines the composition and dynamics of the loan portfolio,as well as changes in loan types over the years. Furthermore, existing problems in the lending mechanism wereidentified, and scientifically based proposals and recommendations were developed for the implementation ofinnovative risk assessment models and the improvement of the financing system.
small business, commercial banks, lending mechanism, economic and statistical analysis, credit risk, investment project, banking ecosystem, scoring models
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