Илғор иқтисодиёт ва педагогик технологиялар 2-tom 6-san (2025) · 329-335-betler
DIGITAL TRANSFORMATION OF ISLAMIC FINANCIAL INSTRUMENTS: METHODOLOGICAL APPROACHES FOR IMPLEMENTATION IN UZBEKISTAN
Voxidov, Oybek, Вохидов, Ойбек, Voxidov, Oybek
Annotaciya
This article examines the digital transformation of Islamic financial instruments, the methodological framework for their implementation in Uzbekistan, and their alignment with international best practices. The study demonstrates that digital technologies including blockchain, smart contracts, tokenization, e-KYC, and API integration enhance transparency, operational efficiency, and Shariah compliance in Islamic financial operations. A comparative assessment of Malaysia, the UAE, and Saudi Arabia provides insights into the legal, technical, and methodological requirements needed to develop a national digital Islamic finance model. The findings highlight the importance of establishing digital Shariah audit mechanisms, defining the legal status of smart contracts, developing tokenization regulations, and creating a Shariah-compliant fintech ecosystem to ensure sustainable sectoral development
Islamic financedigital transformationsmart contractstokenizationblockchainShariah compliancefintechUzbekistanисламские финансыцифровизация
Metadata derekkózi: jurnal OAI-PMH arxivi · Sindex tolıq mátindi saqlamaydı, derekkózge silteme beredi.