Илғор иқтисодиёт ва педагогик технологиялар 2-том 6-сан (2025) · 329-335-беттер

DIGITAL TRANSFORMATION OF ISLAMIC FINANCIAL INSTRUMENTS: METHODOLOGICAL APPROACHES FOR IMPLEMENTATION IN UZBEKISTAN

Voxidov, Oybek, Вохидов, Ойбек, Voxidov, Oybek

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Аннотация

This article examines the digital transformation of Islamic financial instruments, the methodological framework for their implementation in Uzbekistan, and their alignment with international best practices. The study demonstrates that digital technologies including blockchain, smart contracts, tokenization, e-KYC, and API integration enhance transparency, operational efficiency, and Shariah compliance in Islamic financial operations. A comparative assessment of Malaysia, the UAE, and Saudi Arabia provides insights into the legal, technical, and methodological requirements needed to develop a national digital Islamic finance model. The findings highlight the importance of establishing digital Shariah audit mechanisms, defining the legal status of smart contracts, developing tokenization regulations, and creating a Shariah-compliant fintech ecosystem to ensure sustainable sectoral development

Islamic financedigital transformationsmart contractstokenizationblockchainShariah compliancefintechUzbekistanисламские финансыцифровизация

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Цитата алуу

APA 7 
Voxidov, Oybek, Вохидов, Ойбек & Voxidov, Oybek (2025). DIGITAL TRANSFORMATION OF ISLAMIC FINANCIAL INSTRUMENTS: METHODOLOGICAL APPROACHES FOR IMPLEMENTATION IN UZBEKISTAN. Илғор иқтисодиёт ва педагогик технологиялар, 2(6), 329-335.
GOST R 7.0.5 
Voxidov, Oybek, Вохидов, Ойбек, Voxidov, Oybek DIGITAL TRANSFORMATION OF ISLAMIC FINANCIAL INSTRUMENTS: METHODOLOGICAL APPROACHES FOR IMPLEMENTATION IN UZBEKISTAN // Илғор иқтисодиёт ва педагогик технологиялар. 2025. Т. 2. № 6. С. 329-335.
BibTeX 
@article{oybek2025,
  author  = {Voxidov, Oybek and Вохидов, Ойбек and Voxidov, Oybek},
  title   = {DIGITAL TRANSFORMATION OF ISLAMIC FINANCIAL INSTRUMENTS: METHODOLOGICAL APPROACHES FOR IMPLEMENTATION IN UZBEKISTAN},
  journal = {Илғор иқтисодиёт ва педагогик технологиялар},
  year    = {2025},
  volume  = {2},
  number  = {6},
  pages   = {329-335}
}
RIS 
TY  - JOUR
AU  - Voxidov, Oybek
AU  - Вохидов, Ойбек
AU  - Voxidov, Oybek
TI  - DIGITAL TRANSFORMATION OF ISLAMIC FINANCIAL INSTRUMENTS: METHODOLOGICAL APPROACHES FOR IMPLEMENTATION IN UZBEKISTAN
JO  - Илғор иқтисодиёт ва педагогик технологиялар
PY  - 2025
VL  - 2
IS  - 6
SP  - 329
EP  - 335
ER  -